Protect your business from unforeseen circumstances that Life throws at you.
Business Life Insurance
When you or a key person in the business passes away, you want to ensure that your business is protected from this loss. Business life insurance provides you with a lump sum payment that can be used to reduce or pay off the business debt. Based on your requirements, it could also be structured to provide a monthly income to replace what you or the key person in the business would have generated.
Keep your business running in the event of illness or injury causing you or your key staff to be unable to continue working. Business continuity insurance provides monthly payments so that you don't have to worry about having to survive on your savings.
Start-Up Income Protection
Designed specifically for businesses that have been started up for less than 3 years, it provides monthly payments when you, the business owner, is unable to work due to illness or injuries.
When employers provide their employees with insurance cover in the form of a benefit, it makes an employer more appealing in the eyes of employees and potential employees. This is especially important for industries that lack skilled workers.