Budget planner
See where your money goes each month and what's left. No upper limits.
Example figures are filled in. Replace them with your own.
Left over each month
$2,000
Spending is within income- Total income
- $9,000
- Total outgoings
- $7,000
- Housing share of income
- 31.1%
- Saving share of income
- 5.6%
Lenders look at the same picture when they assess a loan. A steady surplus and regular saving both help.
Everyone's situation is different. These figures are a starting point. An adviser can run a personalised calculation with your real numbers and current lender policies.
Results are estimates for planning, using standard loan maths, and should be used as a guide only. They assume rates stay the same and leave out fees you haven't entered. They are not an offer or approval of finance, and not financial advice.
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Everyone's situation is unique. An adviser can run a personalised calculation with your real figures.