Equipment and asset finance

Need vehicles, machinery or equipment?

Finance secured against the equipment you're buying: vehicles, plant, machinery, medical or IT equipment. Because the asset is the security, it can often be arranged without using property. Ask your accountant how GST and tax will apply to the option you choose.

Talk to an adviserVehicle and equipment finance calculator

Who it suits

  • Trades and transport businesses
  • Manufacturing and agriculture
  • Professional practices upgrading equipment

What lenders look at

  • The asset's type, age and resale value
  • Your business's ability to make the repayments
  • Any balloon or residual payment

What to prepare

Tick them off as you go.

Questions to ask

  • Is there a balloon payment at the end?
  • Can I repay early, and at what cost?
  • Is it a loan, hire purchase or a lease?

Everyone's situation is different. Lenders weigh things differently and small details change the answer. An adviser can tell you where you stand with equipment and asset finance and what to do next.

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Vehicle and equipment finance

Repayments with an optional balloon payment at the end.

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Guides

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Every situation is different

Tell us what you're planning and an adviser will work through your options with you.

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