Rates
Home loan rates
Banks change their rates often, sometimes more than once a week. Rather than show figures that may already be out of date, we'll give you today's rates across our lender panel, matched to your situation.
Special or standard?
Special rates usually need at least 20% equity. With less, some banks charge their standard rate, roughly 0.6 to 0.9 percentage points higher, and others add a low-equity margin.
The rate isn't the whole cost
Cashbacks, fees, break costs and how your loan is split all change what you pay. Compare a switch
Fixed or floating?
Most borrowers split their loan across terms so it doesn't all reprice at once. Read the guide
Refix reminder
Get a heads-up before your fixed rate ends
We'll contact you ahead of your refix date with options across lenders, so you're never stuck with the first offer.