Canterbury
Mortgage brokers in Christchurch
Our regional advisers work with clients across Christchurch city, Selwyn (including Rolleston and Lincoln), Waimakariri (including Rangiora and Kaiapoi), Banks Peninsula and wider Canterbury, with our head office in Auckland behind every application. We compare lenders for first homes, investment property, refinancing, building and development, commercial property and business funding.
Borrowing in Canterbury: what to know
- Earthquake history and land categories. Lenders look at a property's earthquake repair history and its land technical category, such as TC3. Claim records from the Natural Hazards Commission (formerly EQC), engineering reports and repair sign-offs all help.
- New builds and subdivisions. Rolleston, Lincoln, Rangiora and other growth areas have plenty of new builds, which can often be bought with around a 10% deposit.
- Investment and development. We arrange lending for rentals, townhouse developments and subdivisions across the city and wider Canterbury.
- Meet the way that suits you. In person by appointment with a regional adviser, or by video and phone.
What we help with in Christchurch
- First home buyers: the loan, guidance on the property and specialists when you need them
- Investment property loans and refinancing
- Building a home and property development finance
- Commercial property and business funding
- Debt restructuring and debt consolidation
Talk to us on 09 280 7555 or office@mutualtrust.co.nz, or book a discovery call so your adviser is ready for you.
Questions people in Christchurch ask
Can I get a mortgage on a TC3 property in Christchurch?
Usually, yes. Lenders look at the foundations, any repairs and the engineering reports. Have the property's claim and repair history ready, and get a building report before you commit.
Do you help buyers in Rolleston, Rangiora and the wider region?
Yes. Our regional advisers work right across Canterbury, in person by appointment or by video and phone.
Can you finance a new build or a subdivision in Canterbury?
Yes. We arrange construction loans for new homes and house-and-land packages, and finance for subdivisions and multi-unit projects.
How much does a mortgage broker cost?
Lenders pay us a commission when your loan settles. We may charge a fee in some cases, depending on your situation, and we always agree it with you up front. How we're paid
Can I meet an adviser in person in Christchurch?
Yes, by appointment with one of our regional advisers, or by video and phone if that suits you better.